PolicyWorkspacePlanning lab

PolicyWorkspace products for finance decisions that need clear assumptions.

Browse calculators, estimators, guides, and workflows by what you need to decide. Each live product page shows its assumptions, excluded claims, effective dates, and source posture beside the tool or workflow.

Insurance · estimator

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SMB Insurance Estimator

Estimate small-business insurance ranges with backend-generated outputs, cited assumptions, and workspace exports.

Borrowing · calculator

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Mortgage Payment Calculator

Plan monthly mortgage payments with principal, interest, taxes, insurance, PMI, HOA, and amortization assumptions.

Payroll and tax · calculator

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Take-Home Pay Calculator

Estimate paycheck take-home pay by state, pay frequency, salary/hourly status, overtime, bonuses, and withholding assumptions.

Savings and investing · calculator

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Compound Interest Calculator

Model future value with starting balance, recurring contributions, compounding frequency, time horizon, and inflation assumptions.

Borrowing · calculator

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Personal Loan Calculator

Estimate loan payments with APR, term, origination fees, payoff timing, and total cost breakdowns.

Borrowing · calculator

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SBA Loan Calculator

Plan SBA 7(a) and 504 loan payments with term, rate, guarantee fee, and business-use assumptions.

Savings and investing · calculator

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High-Yield Savings Calculator

Estimate savings growth from balance, APY, contribution cadence, tax assumptions, and rate-change scenarios.

Savings and investing · calculator

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Roth IRA Calculator

Compare Roth IRA contribution and growth scenarios against tax-year, income, and time-horizon assumptions.

Credit · guide

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Free Credit Report Guide

Explain the official path to request credit reports and what to do after reviewing bureau files.

Credit · workflow

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Credit Freeze Workflow

Walk through freezing, thawing, and temporarily lifting credit files across the major bureaus.

Payroll and tax · guide

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IRS Refund Status Explainer

Explain refund-status messages, timing ranges, transcript terms, and official IRS next steps.