PolicyWorkspacePlanning lab
liveproduct · backend Rust estimator · cited dataset

SMB Insurance Estimator for source-backed SMB insurance estimates.

Profile the business, model the risk, review source-backed assumptions, export the report, and keep the result clearly non-binding.

Planning estimates only. Not a quote, binder, policy offer, legal advice, or guarantee of premium.

Estimate run

Northwind Studio

Engine ready

Annual midpoint

$6.8K

Confidence

86

Actions

4

Workers' comp

Direct class support

$1.9K

General liability

Benchmark + jurisdiction

$2.4K

Cyber liability

Sensitive data flag

$1.1K

COI checklist

2 endorsement reviews

Open

75

Industries modeled

51

Jurisdictions

180

Source records

10

Coverage lines

Coverage recommendations with source-aware assumptions.

The engine evaluates operations against underwriting patterns and returns ranges, assumptions, confidence impacts, and checklist actions instead of pretending an estimate is a binding quote.

General Liability

Included in the planning model when the business profile and contract requirements make this line relevant.

Business Owner's Policy

Included in the planning model when the business profile and contract requirements make this line relevant.

Workers' Compensation

Included in the planning model when the business profile and contract requirements make this line relevant.

Errors & Omissions

Included in the planning model when the business profile and contract requirements make this line relevant.

Cyber Liability

Included in the planning model when the business profile and contract requirements make this line relevant.

Commercial Auto

Included in the planning model when the business profile and contract requirements make this line relevant.

Built for planning, not data resale.

Estimate runs create backend audit records for reproducibility. Draft form data stays in localStorage, and we do not sell business profile data. See our Privacy page for details.