Payroll and tax · calculator · live

Take-Home Pay Calculator

Estimate paycheck take-home pay by state, pay frequency, salary/hourly status, overtime, bonuses, and withholding assumptions.

Built for workers, founders, and finance teams comparing payroll scenarios.

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Planning information only. Not tax advice, payroll advice, legal advice, or employment advice.

What this will help you decide

Federal withholding assumptions need explicit tax-year labels.

A good result explains gross-to-net deductions instead of returning a single number.

Live v1 uses IRS 2026 federal withholding and user-entered flat state/local tax assumptions.

Inputs and assumptions this product uses

• Uses explicit 2026 tax-year federal withholding and FICA assumptions
• Do not imply payroll compliance certification
• Document which taxes and deductions are included or excluded

What will not be included

• Planning information only. Not tax advice, payroll advice, legal advice, or employment advice.
• The browser does not run calculator math or own financial assumptions.
• No partner or commercial routing can change the product output.

Payroll calculator

Run a 2026 paycheck scenario

Use IRS 2026 federal withholding assumptions plus user-entered state/local and deduction assumptions.

Annual salaryGross annual wages before deductions.Pay frequencyNumber of paychecks per year.Filing statusFederal withholding schedule.Pretax deductions per paycheckBenefits or deferrals modeled before tax.Post-tax deductions per paycheckAfter-tax deductions modeled per pay period.State/local flat tax rateSimple flat-rate placeholder for non-federal taxes.W-4 Step 3 creditsAnnual credits entered on W-4 Step 3.W-4 Step 4(a) other incomeAnnual other income withholding adjustment.W-4 Step 4(b) deductionsAnnual deduction adjustment.W-4 Step 4(c) extra withholdingExtra withholding per paycheck.

Sources and effective dates

References are part of the product surface.

IRS Tax Withholding Estimator FAQs

Describes federal withholding inputs, W-4/W-4P use, and estimator limitations.

Retrieved 2026-05-24

IRS Tax Withholding Estimator

Official tool context, privacy framing, and annual review guidance.

Retrieved 2026-05-24

Launch status

This product is available now.

Live calculator backed by the PolicyWorkspace planning-tool API with IRS 2026 federal withholding assumptions. Live tools return source records, assumptions, warnings, effective dates, and generated timestamps from the backend planning-tool API.