General Liability
$500
Typical annual midpoint with a benchmark range from $380 to $710.
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Insurance for Pet sitting services
Use this page to review the benchmark ranges, default coverage bundle, and state-by-state workers' comp context for pet sitting services businesses before running the estimator.
NAICS 812910General LiabilityBusiness Owner's PolicyWorkers' CompensationErrors & OmissionsCyber Liability
Business Owner's Policy
$704
Typical annual midpoint with a benchmark range from $520 to $1,010.
Workers' Compensation
$1,224
Typical annual midpoint with a benchmark range from $960 to $1,750.
Errors & Omissions
$1,051
Typical annual midpoint with a benchmark range from $800 to $1,500.
Cyber Liability
$1,609
Typical annual midpoint with a benchmark range from $1,160 to $2,310.
Workers' comp by state
Alaska
Class code 8831 · minimum premium $200
$1.05 / $100 payroll
Alabama
Class code 8831 · minimum premium $565
$1.88 / $100 payroll
Arkansas
Class code 8831 · minimum premium $0
$0.42 / $100 payroll
Arizona
Class code 8831 · minimum premium $0
$0.69 / $100 payroll
Colorado
Class code 8831 · minimum premium $0
$0.68 / $100 payroll
Connecticut
Class code 8831 · minimum premium $567
$1.27 / $100 payroll
Delaware
Class code 0959 · minimum premium $710
$0.72 / $100 payroll
Georgia
Class code 8831 · minimum premium $550
$0.57 / $100 payroll
Hawaii
Class code 8831 · minimum premium $0
$1.38 / $100 payroll
Iowa
Class code 8831 · minimum premium $273
$1.02 / $100 payroll
Idaho
Class code 8831 · minimum premium $217
$1.17 / $100 payroll
Illinois
Class code 8831 · minimum premium $0
$0.54 / $100 payroll
Indiana
Class code 8831 · minimum premium $356
$0.62 / $100 payroll
Kansas
Class code 8831 · minimum premium $0
$0.72 / $100 payroll
Kentucky
Class code 8831 · minimum premium $0
$0.38 / $100 payroll
Louisiana
Class code 8831 · minimum premium $0
$0.56 / $100 payroll
Massachusetts
Class code 8831 · minimum premium $200
$0.59 / $100 payroll
Maryland
Class code 8831 · minimum premium $0
$0.46 / $100 payroll
Maine
Class code 0917 · minimum premium $800
$2.87 / $100 payroll
Michigan
Class code 8831 · minimum premium $263
$0.50 / $100 payroll
Minnesota
Class code 8831 · minimum premium $232
$1.69 / $100 payroll
Missouri
Class code 8831 · minimum premium $940
$1.97 / $100 payroll
Montana
Class code 0917 · minimum premium $650
$3.21 / $100 payroll
North Carolina
Class code 8831 · minimum premium $0
$0.52 / $100 payroll
North Dakota
Class code 8831 · minimum premium $250
$1.44 / $100 payroll
Nebraska
Class code 8831 · minimum premium $648
$1.63 / $100 payroll
New Jersey
Class code 0917 · minimum premium $1,200
$5.87 / $100 payroll
New Mexico
Class code 8831 · minimum premium $0
$0.72 / $100 payroll
Nevada
Class code 8831 · minimum premium $0
$0.67 / $100 payroll
New York
Class code 8831 · minimum premium $375
$0.71 / $100 payroll
Ohio
Class code 0917 · minimum premium $650
$1.16 / $100 payroll
Oklahoma
Class code 8831 · minimum premium $0
$0.65 / $100 payroll
Oregon
Class code 0917 · minimum premium $550
$3.17 / $100 payroll
Pennsylvania
Class code 0959 · minimum premium $437
$0.65 / $100 payroll
Rhode Island
Class code 8831 · minimum premium $0
$0.71 / $100 payroll
Tennessee
Class code 8831 · minimum premium $0
$0.45 / $100 payroll
Texas
Class code 9014 · minimum premium $500
$0.55 / $100 payroll
Utah
Class code 8831 · minimum premium $0
$0.47 / $100 payroll
Virginia
Class code 8831 · minimum premium $293
$0.86 / $100 payroll
Vermont
Class code 8831 · minimum premium $0
$0.93 / $100 payroll
Washington
Class code 6511 · minimum premium $0
$0.7947 / hour worked
Wisconsin
Class code 8831 · minimum premium $452
$1.29 / $100 payroll
West Virginia
Class code 8831 · minimum premium $360
$0.40 / $100 payroll
Wyoming
Class code 812000 · minimum premium $427
$1.93 / $100 payroll
Common contract requirements
- • General liability is the base line for landlord, client, and vendor COI requests.
- • Property-heavy operations should keep premises, equipment, and business interruption details ready.
- • If you hire employees, workers' comp proof and payroll assumptions usually matter immediately.
- • Professional services contracts commonly ask for E&O or professional liability evidence.
- • Data-handling workflows should prepare security and breach-response details for cyber reviews.
Sponsored placement
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