General Liability
$480
Typical annual midpoint with a benchmark range from $380 to $690.
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Insurance for Medical practice
Use this page to review the benchmark ranges, default coverage bundle, and state-by-state workers' comp context for medical practice businesses before running the estimator.
NAICS 621111General LiabilityBusiness Owner's PolicyWorkers' CompensationErrors & OmissionsCyber Liability
Business Owner's Policy
$912
Typical annual midpoint with a benchmark range from $760 to $1,300.
Workers' Compensation
$696
Typical annual midpoint with a benchmark range from $590 to $1,000.
Errors & Omissions
$5,124
Typical annual midpoint with a benchmark range from $4,100 to $7,300.
Cyber Liability
$1,224
Typical annual midpoint with a benchmark range from $920 to $1,750.
Workers' comp by state
Alaska
Class code 8832 · minimum premium $200
$0.34 / $100 payroll
Alabama
Class code 8832 · minimum premium $252
$0.43 / $100 payroll
Arkansas
Class code 8832 · minimum premium $0
$0.09 / $100 payroll
Arizona
Class code 8832 · minimum premium $0
$0.16 / $100 payroll
California
Class code 8834 · minimum premium $350
$0.94 / $100 payroll
Colorado
Class code 8832 · minimum premium $0
$0.19 / $100 payroll
Connecticut
Class code 8832 · minimum premium $322
$0.51 / $100 payroll
Delaware
Class code 0957 · minimum premium $500
$0.25 / $100 payroll
Florida
Class code 8832 · minimum premium $340
$0.15 / $100 payroll
Georgia
Class code 8832 · minimum premium $360
$0.14 / $100 payroll
Hawaii
Class code 8832 · minimum premium $0
$0.60 / $100 payroll
Iowa
Class code 8832 · minimum premium $189
$0.27 / $100 payroll
Idaho
Class code 8832 · minimum premium $129
$0.28 / $100 payroll
Illinois
Class code 8832 · minimum premium $0
$0.18 / $100 payroll
Indiana
Class code 8832 · minimum premium $215
$0.17 / $100 payroll
Kansas
Class code 8832 · minimum premium $0
$0.12 / $100 payroll
Kentucky
Class code 8832 · minimum premium $0
$0.12 / $100 payroll
Louisiana
Class code 8832 · minimum premium $0
$0.15 / $100 payroll
Massachusetts
Class code 8832 · minimum premium $186
$0.19 / $100 payroll
Maryland
Class code 8832 · minimum premium $0
$0.12 / $100 payroll
Maine
Class code 8832 · minimum premium $404
$0.38 / $100 payroll
Michigan
Class code 8832 · minimum premium $222
$0.17 / $100 payroll
Minnesota
Class code 8832 · minimum premium $199
$0.35 / $100 payroll
Missouri
Class code 8832 · minimum premium $404
$0.44 / $100 payroll
Montana
Class code 8832 · minimum premium $275
$0.38 / $100 payroll
North Carolina
Class code 8832 · minimum premium $0
$0.13 / $100 payroll
North Dakota
Class code 9042 · minimum premium $250
$0.27 / $100 payroll
Nebraska
Class code 8832 · minimum premium $335
$0.38 / $100 payroll
New Jersey
Class code 8832 · minimum premium $286
$0.43 / $100 payroll
New Mexico
Class code 8832 · minimum premium $0
$0.23 / $100 payroll
Nevada
Class code 8832 · minimum premium $0
$0.30 / $100 payroll
New York
Class code 8832 · minimum premium $375
$0.29 / $100 payroll
Ohio
Class code 8832 · minimum premium $275
$0.18 / $100 payroll
Oklahoma
Class code 8832 · minimum premium $0
$0.19 / $100 payroll
Oregon
Class code 8832 · minimum premium $204
$0.31 / $100 payroll
Pennsylvania
Class code 0957 · minimum premium $437
$0.18 / $100 payroll
Rhode Island
Class code 8832 · minimum premium $0
$0.20 / $100 payroll
Tennessee
Class code 8832 · minimum premium $0
$0.09 / $100 payroll
Texas
Class code 8832 · minimum premium $360
$0.06 / $100 payroll
Utah
Class code 8832 · minimum premium $0
$0.10 / $100 payroll
Virginia
Class code 8832 · minimum premium $187
$0.17 / $100 payroll
Vermont
Class code 8832 · minimum premium $0
$0.33 / $100 payroll
Washington
Class code 6109 · minimum premium $0
$0.5139 / hour worked
Wisconsin
Class code 8832 · minimum premium $269
$0.27 / $100 payroll
West Virginia
Class code 8832 · minimum premium $360
$0.06 / $100 payroll
Wyoming
Class code 621000 · minimum premium $234
$0.48 / $100 payroll
Common contract requirements
- • General liability is the base line for landlord, client, and vendor COI requests.
- • Property-heavy operations should keep premises, equipment, and business interruption details ready.
- • If you hire employees, workers' comp proof and payroll assumptions usually matter immediately.
- • Professional services contracts commonly ask for E&O or professional liability evidence.
- • Data-handling workflows should prepare security and breach-response details for cyber reviews.
Sponsored placement
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Move from industry research into the tool flow or compare state requirement pages before handing off to quotes.