General Liability
$820
Typical annual midpoint with a benchmark range from $560 to $1,180.
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Insurance for IT consulting
Use this page to review the benchmark ranges, default coverage bundle, and state-by-state workers' comp context for it consulting businesses before running the estimator.
NAICS 541511General LiabilityErrors & OmissionsCyber Liability
Errors & Omissions
$1,180
Typical annual midpoint with a benchmark range from $760 to $1,680.
Cyber Liability
$1,480
Typical annual midpoint with a benchmark range from $990 to $2,140.
Workers' comp by state
Alaska
Class code 8810 · minimum premium $200
$0.20 / $100 payroll
Alabama
Class code 8810 · minimum premium $196
$0.17 / $100 payroll
Arkansas
Class code 8810 · minimum premium $0
$0.05 / $100 payroll
Arizona
Class code 8810 · minimum premium $0
$0.06 / $100 payroll
California
Class code 8810 · minimum premium $350
$0.21 / $100 payroll
Colorado
Class code 8810 · minimum premium $0
$0.06 / $100 payroll
Connecticut
Class code 8810 · minimum premium $202
$0.13 / $100 payroll
Delaware
Class code 0953 · minimum premium $410
$0.05 / $100 payroll
Florida
Class code 8810 · minimum premium $340
$0.07 / $100 payroll
Georgia
Class code 8810 · minimum premium $335
$0.06 / $100 payroll
Hawaii
Class code 8810 · minimum premium $0
$0.26 / $100 payroll
Iowa
Class code 8810 · minimum premium $175
$0.14 / $100 payroll
Idaho
Class code 8810 · minimum premium $112
$0.12 / $100 payroll
Illinois
Class code 8810 · minimum premium $0
$0.05 / $100 payroll
Indiana
Class code 8810 · minimum premium $183
$0.07 / $100 payroll
Kansas
Class code 8810 · minimum premium $0
$0.06 / $100 payroll
Kentucky
Class code 8810 · minimum premium $0
$0.07 / $100 payroll
Louisiana
Class code 8810 · minimum premium $0
$0.09 / $100 payroll
Massachusetts
Class code 8803 · minimum premium $180
$0.03 / $100 payroll
Maryland
Class code 8810 · minimum premium $0
$0.05 / $100 payroll
Maine
Class code 8810 · minimum premium $333
$0.13 / $100 payroll
Michigan
Class code 8810 · minimum premium $208
$0.06 / $100 payroll
Minnesota
Class code 8810 · minimum premium $193
$0.14 / $100 payroll
Missouri
Class code 8810 · minimum premium $320
$0.20 / $100 payroll
Montana
Class code 8810 · minimum premium $260
$0.19 / $100 payroll
North Carolina
Class code 8810 · minimum premium $0
$0.05 / $100 payroll
North Dakota
Class code 8805 · minimum premium $250
$0.13 / $100 payroll
Nebraska
Class code 8810 · minimum premium $298
$0.23 / $100 payroll
New Jersey
Class code 8810 · minimum premium $199
$0.14 / $100 payroll
New Mexico
Class code 8810 · minimum premium $0
$0.13 / $100 payroll
Nevada
Class code 8810 · minimum premium $0
$0.15 / $100 payroll
New York
Class code 8810 · minimum premium $375
$0.08 / $100 payroll
Ohio
Class code 8810 · minimum premium $260
$0.04 / $100 payroll
Oklahoma
Class code 8810 · minimum premium $0
$0.09 / $100 payroll
Oregon
Class code 8810 · minimum premium $172
$0.08 / $100 payroll
Pennsylvania
Class code 0953 · minimum premium $437
$0.05 / $100 payroll
Rhode Island
Class code 8810 · minimum premium $0
$0.08 / $100 payroll
Tennessee
Class code 8810 · minimum premium $0
$0.05 / $100 payroll
Texas
Class code 8810 · minimum premium $325
$0.02 / $100 payroll
Utah
Class code 8810 · minimum premium $0
$0.04 / $100 payroll
Virginia
Class code 8810 · minimum premium $167
$0.05 / $100 payroll
Vermont
Class code 8810 · minimum premium $0
$0.13 / $100 payroll
Washington
Class code 4904 · minimum premium $0
$0.2223 / hour worked
Wisconsin
Class code 8810 · minimum premium $211
$0.08 / $100 payroll
West Virginia
Class code 8810 · minimum premium $335
$0.04 / $100 payroll
Wyoming
Class code 541990 · minimum premium $235
$0.40 / $100 payroll
Common contract requirements
- • General liability is the base line for landlord, client, and vendor COI requests.
- • Professional services contracts commonly ask for E&O or professional liability evidence.
- • Data-handling workflows should prepare security and breach-response details for cyber reviews.
Sponsored placement
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