General Liability
$504
Typical annual midpoint with a benchmark range from $390 to $720.
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Industry insurance page
Insurance for Butcher shop
Use this page to review the benchmark ranges, default coverage bundle, and state-by-state workers' comp context for butcher shop businesses before running the estimator.
NAICS 445210General LiabilityBusiness Owner's PolicyWorkers' CompensationCyber Liability
Business Owner's Policy
$684
Typical annual midpoint with a benchmark range from $560 to $980.
Workers' Compensation
$540
Typical annual midpoint with a benchmark range from $430 to $770.
Cyber Liability
$1,740
Typical annual midpoint with a benchmark range from $1,160 to $2,490.
Workers' comp by state
Alaska
Class code 8031 · minimum premium $210
$1.40 / $100 payroll
Alabama
Class code 8031 · minimum premium $696
$2.49 / $100 payroll
Arkansas
Class code 8031 · minimum premium $0
$0.65 / $100 payroll
Arizona
Class code 8031 · minimum premium $0
$1.14 / $100 payroll
California
Class code 8031 · minimum premium $650
$4.48 / $100 payroll
Colorado
Class code 8031 · minimum premium $0
$1.05 / $100 payroll
Connecticut
Class code 8031 · minimum premium $906
$2.33 / $100 payroll
Delaware
Class code 0915 · minimum premium $760
$0.83 / $100 payroll
Georgia
Class code 8031 · minimum premium $620
$0.99 / $100 payroll
Hawaii
Class code 8031 · minimum premium $0
$2.51 / $100 payroll
Iowa
Class code 8031 · minimum premium $312
$1.38 / $100 payroll
Idaho
Class code 8031 · minimum premium $258
$1.58 / $100 payroll
Illinois
Class code 8031 · minimum premium $0
$1.00 / $100 payroll
Indiana
Class code 8031 · minimum premium $456
$0.94 / $100 payroll
Kansas
Class code 8031 · minimum premium $0
$0.97 / $100 payroll
Kentucky
Class code 8031 · minimum premium $0
$0.98 / $100 payroll
Louisiana
Class code 8031 · minimum premium $0
$0.91 / $100 payroll
Massachusetts
Class code 8031 · minimum premium $219
$1.15 / $100 payroll
Maryland
Class code 8031 · minimum premium $0
$0.76 / $100 payroll
Maine
Class code 8031 · minimum premium $763
$1.64 / $100 payroll
Michigan
Class code 8031 · minimum premium $317
$0.94 / $100 payroll
Minnesota
Class code 8031 · minimum premium $248
$2.33 / $100 payroll
Missouri
Class code 8031 · minimum premium $1,000
$3.35 / $100 payroll
Montana
Class code 8031 · minimum premium $450
$1.94 / $100 payroll
North Carolina
Class code 8031 · minimum premium $0
$0.77 / $100 payroll
North Dakota
Class code 8003 · minimum premium $250
$1.71 / $100 payroll
Nebraska
Class code 8031 · minimum premium $923
$2.73 / $100 payroll
New Jersey
Class code 8031 · minimum premium $1,200
$5.88 / $100 payroll
New Mexico
Class code 8031 · minimum premium $0
$1.45 / $100 payroll
Nevada
Class code 8031 · minimum premium $0
$1.16 / $100 payroll
New York
Class code 8031 · minimum premium $600
$1.28 / $100 payroll
Ohio
Class code 8031 · minimum premium $500
$1.14 / $100 payroll
Oklahoma
Class code 8031 · minimum premium $0
$1.17 / $100 payroll
Oregon
Class code 8031 · minimum premium $413
$1.80 / $100 payroll
Pennsylvania
Class code 0915 · minimum premium $437
$0.79 / $100 payroll
Rhode Island
Class code 8031 · minimum premium $0
$1.68 / $100 payroll
Tennessee
Class code 8031 · minimum premium $0
$0.68 / $100 payroll
Utah
Class code 8031 · minimum premium $0
$0.68 / $100 payroll
Virginia
Class code 8031 · minimum premium $331
$1.11 / $100 payroll
Vermont
Class code 8031 · minimum premium $0
$1.97 / $100 payroll
Washington
Class code 3303 · minimum premium $0
$1.0737 / hour worked
Wisconsin
Class code 8031 · minimum premium $607
$2.15 / $100 payroll
West Virginia
Class code 8031 · minimum premium $620
$0.45 / $100 payroll
Wyoming
Class code 445000 · minimum premium $427
$1.92 / $100 payroll
Common contract requirements
- • General liability is the base line for landlord, client, and vendor COI requests.
- • Property-heavy operations should keep premises, equipment, and business interruption details ready.
- • If you hire employees, workers' comp proof and payroll assumptions usually matter immediately.
- • Data-handling workflows should prepare security and breach-response details for cyber reviews.
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